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personal finance articles
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A cheat sheet on tipping do's and don'ts
(posted on Bankrate.com)

Take the confusion out of tipping

Tipping can be daunting. While most of us know that it's appropriate to tip our server at a restaurant, it's not always clear whether to tip the hotel concierge, funeral chaplain or dog groomer.

For the full text of this article, please click here.

 

Life insurance proceeds paid in installments
(posted on Bankrate.com)

Someone receiving a large sum of life insurance proceeds all at once could just as easily blow it all in one fell swoop. Some consumers have expressed worry about entrusting a large payout to a young beneficiary or even a spouse who lacks experience managing finances. And, insurance companies have been listening.

For the full text of this article, please click here.

 

7 easy ways to overcome debt denial
(posted on Bankrate.com)

Leaving bills unopened, imagining your money problems will go away or hanging onto money instead of paying bills are all symptoms of debt denial. Remaining idle doesn't make the problem go away; it just aggravates it. Debt collectors call, fees pile up and stress sets in.

For the full text of this article, please click here.

 

How to ensure your contractor is bonded and insured
(posted on netquote.com)

“Bonded and insured.” You’ve seen this phrase on contractors’ websites and in Yellow Pages ads. But do these words mean that if you hire this contractor, you will be protected from shoddy, unsatisfactory or incomplete work? The answer might surprise you.

For the full text of this article, please click here.

 

Is funeral insurance a good option for you and your family?
(posted on netquote.com)

Even though nobody wants to think about the two certainties of life -- death and taxes -- that doesn't make them go away. While insurance can’t help with your taxes, it can help you preplan for your funeral and its associated expenses, so these expenses won’t fall to your loved ones when you die.

For the full text of this article, please click here.

 

Do you need landslide insurance?
(posted on insurancequotes.com)

Windstorms, floods, earthquakes and wildfires usually come to mind when natural disasters are mentioned.Landslides, which we don’t talk about that often, cause $3.5 billion in property damage and kill 25 to 50 people every year in the U.S., according to Geology.com.

For the full text of this article, please click here.

 

How to explain car insurance to teen drivers
(posted on autoinsurancequotes.com)

Your teen has just turned 16 and wants to start driving. However, before he gets behind the wheel, you need to tell him about car insurance and how it works.

For the full text of this article, please click here.

 

What to look for in credit union checking
(posted on Bankrate.com)

There's a credit union for everyone

Anyone can belong to a credit union, just not the same one. It's about fit. Unlike banks, credit unions are organized by a common bond, whether it's where you work, worship or live.

For the full text of this article, please click here.

 

6 tips for controlling prepaid card fees
(posted on Bankrate.com)

U.S. consumers loaded more than $64 billion onto general-purpose reloadable prepaid cards in 2012, up from $56.8 billion in 2011, according to the Mercator Advisory Group.

For the full text of this article, please click here.

 

5 questions to ask before trying a neobank
(posted on Bankrate.com)

From new players to innovative concepts, there's no shortage of news in banking these days. Last year, a group of startups launched "neobanks," a mobile-first banking experience that has moved away from the traditional banking experience.

For the full text of this article, please click here.

 

5 money lessons learned from Monopoly
(posted on Bankrate.com)

Learn about life playing Monopoly

The board game Monopoly has been around since 1935. That makes it almost 80 years old, and it's still going strong. Chances are good that you've claimed the shoe or race car as your game piece, rolled the dice and headed toward New York Avenue.

For the full text of this article, please click here.

 

5 personal finance trends to expect in 2014
(posted on money-rates.com)

Most of us experience wide fluctuations in our income sometimes in our lives. Either job loss wipes out our emergency fund, or we're showered with wealth from an inheritance. Without a financial plan, either scenario can spell disaster.

For the full text of this article, please click here.

 

Vision Insurance: What You Should Know
(posted on netquote.com)

Bad news: The Affordable Care Act, also known as Obamacare, doesn't mandate that health plans purchased through the exchanges must cover vision for adults. However, that shouldn't stop you from buying it, especially if you’re age 40 or over, which is typically when your eyesight may start to deteriorate. Regular eye exams can also reveal common conditions such as cataracts, retinal degeneration and glaucoma.

For the full text of this article, please click here.

 

5 ways to save money on self-storage
(posted on Bankrate.com)

People need an extra place to keep their possessions from time to time. College kids might require rental space for their belongings over the summer and folks moving from one city to another may opt for temporary storage while looking for a new home. A storage unit might serve as an additional closet or act as a container for plumber's tools, excess office furniture or inventory from a failed business.

For the full text of this article, please click here.

 

Revamp your financial plan as life changes
(posted on Bankrate.com)

Most of us experience wide fluctuations in our income sometimes in our lives. Either job loss wipes out our emergency fund, or we're showered with wealth from an inheritance. Without a financial plan, either scenario can spell disaster.

For the full text of this article, please click here.

 

6 low-cost ways to save on holiday gifts
It's never too early to start preparing for the holidays.
(posted on Bankrate.com)

Without a budget, you're apt to spend more than you want to and if you use credit, you could end up paying for those gifts well into next year.

For the full text of this article, please click here.

 

Joint or separate checking? Pros and cons
(posted on savingsaccounts.com)

Whether you choose to marry your money when you tie the nuptial knot or to go your separate checking account ways before or during your marriage, the decision remains a personal one. You might think that keeping your money matters separate will avoid all conflicts, but that's not true. One size does not fit all when it comes to money management.

For the full text of this article, please click here.

 

Do-it-yourself wills online
Generating your last will and testament can now be done by typing a few answers to questions posed on an Internet site.
(posted on Bankrate.com)

By following some specific guidelines suggested by estate planning attorneys, you'll end up with a document that should hold up in court and grant your last wishes. But first, you'll need to shop the sites to see which one works best for you.

For the full text of this article, please click here.

 

When your car loan is killing you
When you can't afford your car payment
(posted on Bankrate.com)

You lost your job, your commissions are down or maybe you single-handedly tried to help the economy by buying too much car. Then, you may be facing the dilemma of falling behind on your car loan.

For the full text of this article, please click here.

 

7 easy ways to overcome debt denial
Take charge of your finances
(posted on Bankrate.com)

Leaving bills unopened, imagining your money problems will go away or hanging onto money instead of paying bills are all symptoms of debt denial. Remaining idle doesn't make the problem go away; it just aggravates it. Debt collectors call, fees pile up and stress sets in.

For the full text of this article, please click here.

 

8 games that clarify credit for kids
Beat Debt, Celebrity Calamity and more all aim to teach fiscal responsibility
(posted on creditcards.com)

Kids learn best from experience, which is always more effective than a lecture, especially when it comes to the dreary topic of managing money and credit. What better way to share good financial common sense with your children than by making it a game?

For the full text of this article, please click here.

 

Novel views of credit card debt
Two writers use card debt as central plot themes in their stories
(posted on Creditcards.com)

If you have problems handling your finances, you might enjoy sharing your misery with fictitious characters who get into debt and the paths they take to try and get out.

For the full text of this article, please click here.